Commercial Underwriter II analyzing financial worthiness and credit risks for loan offerings at PNC. Interacting with internal and external customers within the Regional Credit Products Group.
Responsibilities
Work under limited supervision or independently
Using independent judgement to identify risks and mitigants
Prepare and effectively recommend loan offerings based on scorecards
Analyze credit, collateral strength and financial worthiness of loan/transaction parties
Prepare offerings for specific transactions or management of a portfolio as assigned
Interact with internal/external customers
Provide recommendations for credit structuring
Perform ongoing credit risk management for assigned portfolio
Gather information and clarify inconsistent, incorrect or missing information
Ensure internal policies and procedures are followed
Make recommendations on credit decisions or make credit decisions directly as appropriate
Requirements
2+ years of relevant professional experience
Credit Decisions
Decision Making
Financial Analysis
Identifying Risks
Process Improvements
Results-Oriented
Risk Assessments
Bachelors
Benefits
medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
8 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service
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