Data Scientist II developing machine learning models to improve fraud detection at USAA. Collaborating with analytics community and working with structured/unstructured data for analytical solutions.
Responsibilities
Responsible for the development of machine learning models that improve fraud detection and prevention
Develop and continuously update internal fraud models
Work with Strategies and Model Management teams to understand and plan model needs
Drive continuous innovation in modeling efforts
Collaborate with the broader analytics community
Capture, interpret, and manipulate structured/unstructured data for analytical solutions
Develop and deploy models within the Model Development Control (MDC) and Model Risk Management (MRM) framework
Compose technical documents for knowledge persistence and risk management
Consult with Data Engineering, IT, and other internal partners to deploy solutions aligned with the customer’s vision
Requirements
Bachelor’s degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience may be substituted in lieu of degree
2 years of experience in predictive analytics or data analysis OR Advanced Degree (e.g., Master’s, PhD) in relevant field
Experience in training and validating statistical, physical, machine learning, and other sophisticated analytics models
Experience in one or more multifaceted scripted language (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models
Ability to write code that is easy to follow, well detailed, and commented where vital to explain logic
Experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, HQL, NoSQL, etc.
Experience in working with structured, semi-structured, and unstructured data files
Familiarity with performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics
Experience with classical supervised modeling for prediction such as linear/logistic regression, decision trees, etc.
Experience with concepts associated with unsupervised modeling such as k-means clustering, neighbors algorithms, etc.
Ability to communicate analytical and modeling results to non-technical business partners
Benefits
comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
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