Claims Specialist handling a complex portfolio of high-severity Bodily Injury and Liability claims for TD Insurance. Collaborating with legal and governance partners for claim strategy.
Responsibilities
Manage a portfolio of complex, severe, and litigated Bodily Injury/Liability claims in alignment with TDI legal and governance frameworks.
Exercise settlement authority responsibly to achieve fair outcomes and protect shareholder value.
Provide coaching, direction, and technical support to L2/L3 Analysts.
Serve as a subject matter expert in BI reserving, litigation strategy, jurisprudence interpretation, and technical consistency.
Prepare for and participate in NTAC (National Technical Authority Committee) meetings, including trial plans, budgets, and technical assessments.
Prepare for and participate in Large Loss Authority reviews, including MCU worksheets and strategic file presentations.
Ensure all recommendations and documentation meet governance and audit expectations.
Monitor changes in legislation, case law, and market practices affecting BI/Liability claims.
Provide insights and recommendations to leadership on emerging risks and potential procedural or policy improvements.
Partner with Legal Services, Actuarial, Underwriting, Governance & Control, and external defence counsel to align strategies and drive quality outcomes.
Support FRC and CAT queues during surge events, ensuring continuity of service and technical excellence.
Champion best practices that strengthen operational efficiency, customer experience, and claim quality.
Foster a positive, inclusive, and high‑performance culture aligned with TD values.
Requirements
University degree in Law, Business, Criminology, Insurance, or related field
CIP/FCIP designation (or active progression) strongly preferred
3–5 years of progressive experience in Casualty/Bodily Injury claims, including litigated or high‑severity files
Proven expertise in BI reserving, risk assessment, and litigation management
Strong understanding of tort law, liability principles, and litigation processes
Exceptional analytical, critical thinking, and negotiation skills
Excellent communication and relationship‑building abilities
Demonstrated judgment and commitment to governance and ethical decision‑making
Ability to manage competing priorities in a fast‑paced environment
Workers Comp Claims Specialist at National Interstate Insurance managing a large inventory of complex claims and conducting comprehensive investigations. Supporting decision - making processes for coverage and liability determinations while maintaining strong relationships with stakeholders.
Complex Property Claims Adjuster managing intricate personal lines claims via phone at Aviva Canada. Responsible for claim settlement and ensuring top - quality customer service excellence and cost management.
Claims Examiner for Workers Compensation analyzing and adjudicating complex claims for various jurisdictions. Working in a hybrid model from Plano, TX or remote for experienced professionals.
Claims Adjuster handling commercial claims for an innovative insurance startup utilizing real - time data. Collaborating with a global team and driving successful claims outcomes in a high - growth environment.
Claims Adjuster managing mid - and higher - level general liability claims for a global industry leader. Assessing liability, negotiating settlements, and maintaining professional client relationships.
Claims Processor assessing and logging drug requests for Canada Life in a fast - paced environment. Requires strong time management and organizational skills with a focus on customer service.
Senior Complex Claims Specialist at Hiscox optimizing claims handling and strategies for Construction Defect and Property Damage. Collaborating with legal teams and ensuring effective claims resolution processes.
Senior level Complex Claims Specialist at Hiscox adjudicating General Liability claims. Focused on early settlements and litigation management with a commitment to superior customer service.
Field Claims Representative at Auto - Owners handling insurance claims throughout Iowa. Responsibilities include investigation, evaluation, and resolution of claims in the property and casualty segment.