Hybrid Mortgage Insurance Specialist

Posted 19 hours ago

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About the role

  • Mortgage Insurance Specialist managing private mortgage insurance operations for Selene Holdings in Jacksonville, Florida. Ensuring compliance with investor guidelines and maintaining data integrity in a fast-paced environment.

Responsibilities

  • Set up and maintain private mortgage insurance (PMI) records on newly boarded and existing mortgage loans in accordance with investor guidelines.
  • Monitor PMI coverage requirements based on loan-to-value (LTV) ratios, payment history, and applicable investor rules.
  • Ensure accurate PMI premium billing, payments, and reconciliations.
  • Investigate and resolve PMI billing discrepancies using analytical and logical review of loan data.
  • Process PMI cancellations and terminations in compliance with the Homeowners Protection Act (HPA), investor guidelines, and insurer requirements.
  • Calculate and validate LTV ratios using original, current, and appraised property values.
  • Review and quality-check loan transfers and modifications that include PMI.
  • Identify missing, inaccurate, or incomplete PMI data, including missing termination dates, and take corrective action.
  • Reconcile discrepancies related to PMI during portfolio growth and bulk loan boarding activity.
  • Support internal and external audits by ensuring PMI data accuracy and documentation readiness.
  • Maintain strong working knowledge of PMI regulations, investor requirements, and servicing best practices.
  • Complete all required training courses within designated timelines.

Requirements

  • Strong working knowledge of private mortgage insurance (PMI) requirements and processes.
  • Experience interpreting and applying investor guidelines and Homeowners Protection Act (HPA) regulations.
  • Advanced proficiency in Microsoft Excel, including lookup formulas (e.g., VLOOKUP or equivalent).
  • Exceptional attention to detail with a strong commitment to accuracy.
  • Proven ability to manage a task-heavy workload in a high-volume environment.
  • Strong analytical, problem-solving, and reconciliation skills.
  • Ability to work independently as a self-starter while collaborating effectively with team members.
  • Strong verbal and written communication skills.
  • Familiarity with mortgage servicing systems and PMI processing preferred.

Benefits

  • Paid Time Off (PTO)
  • Medical, Dental & Vision
  • Employee Assistance Program
  • Flexible Spending Account
  • Health Savings Account
  • Paid Holidays
  • Company paid Life Insurance
  • Matching 401(k) Plan

Job title

Mortgage Insurance Specialist

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

No Education Requirement

Location requirements

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