Hybrid Senior Data Scientist, Credit Risk Oversight

Posted 5 days ago

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About the role

  • Data Scientist providing analytical support for Small Business Lending products at PayPal. Responsible for managing risk and overseeing credit strategy and controls.

Responsibilities

  • Lead the development and implementation of advanced data science models
  • Collaborate with stakeholders to understand requirements
  • Drive best practices in data science
  • Ensure data quality and integrity in all processes
  • Mentor and guide junior data scientists
  • Stay updated with the latest trends in data science

Requirements

  • 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience
  • An advanced degree in a quantitative field, such as statistics, mathematics, computer science or engineering (preferred)
  • 2+ years of experience in credit risk management/lending (preferred)
  • Strong analytical skills, demonstrating ability to work with data, identify patterns, derive/visualize business insights and translating them into compelling narratives
  • Experience with merchant or small business lending environments is a strong plus
  • Understanding of second line of defense functions is a strong plus
  • Proficiency with Python, SQL, or other statistical analysis tools is a strong plus
  • Ability to assess, review and analyze current credit strategy and exposure limits/thresholds to ensure alignment to the Risk Appetite
  • Excellent written and verbal skills; interpersonal and collaborative skills; ability to communicate credit risk concepts to technical and non-technical audiences; ability to communicate second line challenges in an effective and respectful manner
  • Critical thinker with strong influencing, negotiation, and relationship building skills; an ability to interface internally and externally to ensure successful, high-quality outcomes
  • Ability to work with geographically dispersed teams

Benefits

  • Generous paid time off
  • Healthcare coverage for you and your family
  • Resources to create financial security and support your mental health
  • Comprehensive, choice-based programs to support personal wellbeing

Job title

Senior Data Scientist, Credit Risk Oversight

Job type

Experience level

Senior

Salary

$130,500 - $193,600 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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