Data Scientist providing analytical support for Small Business Lending products at PayPal. Responsible for managing risk and overseeing credit strategy and controls.
Responsibilities
Lead the development and implementation of advanced data science models
Collaborate with stakeholders to understand requirements
Drive best practices in data science
Ensure data quality and integrity in all processes
Mentor and guide junior data scientists
Stay updated with the latest trends in data science
Requirements
3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience
An advanced degree in a quantitative field, such as statistics, mathematics, computer science or engineering (preferred)
2+ years of experience in credit risk management/lending (preferred)
Strong analytical skills, demonstrating ability to work with data, identify patterns, derive/visualize business insights and translating them into compelling narratives
Experience with merchant or small business lending environments is a strong plus
Understanding of second line of defense functions is a strong plus
Proficiency with Python, SQL, or other statistical analysis tools is a strong plus
Ability to assess, review and analyze current credit strategy and exposure limits/thresholds to ensure alignment to the Risk Appetite
Excellent written and verbal skills; interpersonal and collaborative skills; ability to communicate credit risk concepts to technical and non-technical audiences; ability to communicate second line challenges in an effective and respectful manner
Critical thinker with strong influencing, negotiation, and relationship building skills; an ability to interface internally and externally to ensure successful, high-quality outcomes
Ability to work with geographically dispersed teams
Benefits
Generous paid time off
Healthcare coverage for you and your family
Resources to create financial security and support your mental health
Comprehensive, choice-based programs to support personal wellbeing
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