Hybrid Manager, Margin Management

Posted 2 hours ago

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About the role

  • Manager of Margin Management leading profitability analysis and strategy for Manulife Bank. Collaborating across teams to enhance yield, manage pricing governance, and impact bank P&L.

Responsibilities

  • Own analysis of bank P&L components (interest income/expense), margin, spread, and portfolio yield to identify NIM improvement opportunities
  • Translate insights into actionable plans, targets, and performance tracking against financial objectives
  • Influence annual/quarterly planning cycles for yield and margin, including scenario analysis, sensitivity testing, and KPI frameworks
  • Develop end-to-end business cases (assumptions, drivers, revenue/expense impacts, risks) to support pricing changes, product strategies, and balance sheet initiatives
  • Present clear recommendations to senior stakeholders and govern execution outcomes
  • Influence and evolve the FTP framework with Finance to align with profitability goals; ensure transparency of funds cost, liquidity premiums, and risk-based pricing
  • Maintain robust pricing governance across product lines; standardize methodologies and controls
  • Drive ideation for profitability levers (pricing, mix, segmentation, acquisition/retention, product features) and lead cross-functional execution
  • Collaborate closely with Finance, Analytics, Product, and Treasury to define, access, and monitor KPIs; align on P&L impacts and portfolio strategies

Requirements

  • University degree in Finance, Economics, Mathematics, or related field
  • 5+ years in FP&A, financial analysis, or product management within banking or financial services
  • Proven experience with margin, spread, portfolio yield analysis, and bank P&L management
  • Advanced proficiency in financial modeling, reporting, business casing and scenario analysis; FTP experience is a strong asset
  • Strong quantitative, analytical, and interpersonal skills; ability to influence strategic decisions across senior stakeholders
  • Ability to collaborate with Finance, Analytics, Product, and Treasury to drive profitability initiatives

Benefits

  • Health insurance
  • Dental insurance
  • Mental health programs
  • Vision insurance
  • Short- and long-term disability
  • Life and AD&D insurance coverage
  • Adoption/surrogacy benefits
  • Wellness benefits
  • Employee/family assistance plans
  • Retirement savings plans
  • Global share ownership plan with employer matching contributions
  • Financial education and counseling resources
  • Paid time off, including holidays, vacation, personal, and sick days
  • Statutory leaves of absence

Job title

Manager, Margin Management

Job type

Experience level

Mid levelSenior

Salary

CA$92,900 - CA$142,900 per year

Degree requirement

Bachelor's Degree

Location requirements

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