Hybrid Bilingual Mortgage Specialist

Posted 4 hours ago

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About the role

  • Mortgage Specialist guiding clients through their mortgage changes at Manulife Bank. Responsible for accurate documentation, client communication, and collaboration with internal partners.

Responsibilities

  • Guide clients through mortgage changes from start to finish, acting as their main point of contact and helping them understand the steps, requirements, and timelines involved
  • Collect, review, and validate all required documentation to support mortgage changes—such as product switches, adding or removing account holders, or restructuring account setups—ensuring accuracy and compliance with underwriting and Bank policies
  • Prepare complete, well-organized files for lending and underwriting review, clearly summarizing client needs, requested changes, and supporting documentation to enable timely decision-making
  • Provide proactive, ongoing communication, keeping clients informed at every stage of their file—from initial request through underwriting decisions to funding—ensuring clarity, transparency, and a smooth client experience
  • Coordinate closely with internal partners, including Fulfillment, Underwriting, and Operations teams, to ensure files move efficiently through each stage and that any issues or missing information are resolved promptly
  • Manage a high volume of files simultaneously, each at different stages in the process, while maintaining strong attention to detail and ensuring all timelines and service standards are met
  • Communicate lending and file decisions to clients in a clear and supportive way, explaining outcomes, next steps, and any additional requirements
  • Collaborate with sales partners and advisors to align on client needs, provide updates, and ensure a seamless experience across teams
  • Accurately document all client interactions, file updates, and decisions in internal systems to maintain complete and compliant records

Requirements

  • Bilingualism (English and French) is required
  • 2-3 years of experience in the residential mortgage business or mortgage underwriting practices
  • Strong knowledge of the residential mortgage process, including approval, title, and funding stages, as well as mortgage terms, fees, and rates
  • Excellent listening and communication skills, both verbal and written
  • Strong interpersonal skills with the ability to positively influence and negotiate
  • Exceptional organizational and prioritization skills, with the ability to manage high volumes in a rapidly changing environment
  • Demonstrated professionalism and sound judgment
  • Strong analytical and problem-solving capabilities
  • Meticulous attention to detail
  • Proficient computer and keyboarding skills
  • In-depth understanding of Manulife Bank’s products, processes, and systems is an asset

Benefits

  • Health insurance
  • Dental benefits
  • Mental health support
  • Vision coverage
  • Short-term disability
  • Long-term disability
  • Life insurance
  • Wellness benefits
  • Employee assistance programs
  • Retirement savings plans (including pension and share ownership plans)
  • Paid time off including holidays, vacation, and personal days

Job title

Bilingual Mortgage Specialist

Job type

Experience level

JuniorMid level

Salary

CA$51,975 - CA$86,625 per year

Degree requirement

Bachelor's Degree

Location requirements

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