Mortgage Specialist guiding clients through their mortgage changes at Manulife Bank. Responsible for accurate documentation, client communication, and collaboration with internal partners.
Responsibilities
Guide clients through mortgage changes from start to finish, acting as their main point of contact and helping them understand the steps, requirements, and timelines involved
Collect, review, and validate all required documentation to support mortgage changes—such as product switches, adding or removing account holders, or restructuring account setups—ensuring accuracy and compliance with underwriting and Bank policies
Prepare complete, well-organized files for lending and underwriting review, clearly summarizing client needs, requested changes, and supporting documentation to enable timely decision-making
Provide proactive, ongoing communication, keeping clients informed at every stage of their file—from initial request through underwriting decisions to funding—ensuring clarity, transparency, and a smooth client experience
Coordinate closely with internal partners, including Fulfillment, Underwriting, and Operations teams, to ensure files move efficiently through each stage and that any issues or missing information are resolved promptly
Manage a high volume of files simultaneously, each at different stages in the process, while maintaining strong attention to detail and ensuring all timelines and service standards are met
Communicate lending and file decisions to clients in a clear and supportive way, explaining outcomes, next steps, and any additional requirements
Collaborate with sales partners and advisors to align on client needs, provide updates, and ensure a seamless experience across teams
Accurately document all client interactions, file updates, and decisions in internal systems to maintain complete and compliant records
Requirements
Bilingualism (English and French) is required
2-3 years of experience in the residential mortgage business or mortgage underwriting practices
Strong knowledge of the residential mortgage process, including approval, title, and funding stages, as well as mortgage terms, fees, and rates
Excellent listening and communication skills, both verbal and written
Strong interpersonal skills with the ability to positively influence and negotiate
Exceptional organizational and prioritization skills, with the ability to manage high volumes in a rapidly changing environment
Demonstrated professionalism and sound judgment
Strong analytical and problem-solving capabilities
Meticulous attention to detail
Proficient computer and keyboarding skills
In-depth understanding of Manulife Bank’s products, processes, and systems is an asset
Benefits
Health insurance
Dental benefits
Mental health support
Vision coverage
Short-term disability
Long-term disability
Life insurance
Wellness benefits
Employee assistance programs
Retirement savings plans (including pension and share ownership plans)
Paid time off including holidays, vacation, and personal days
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