Financial Crime Risk Investigator involved in investigations and analysis of financial crimes for a leading bank. Engaging with law enforcement and providing training related to AML and Financial Crime.
About the role
- Senior Compliance Officer leading AML/CFT compliance at Luminor, a leading bank in the Baltics. Overseeing frameworks and regulatory compliance to mitigate financial crimes.
Responsibilities
- Lead and perform regulatory mapping to address changes in AML/CFT/CFP and sanctions requirements
- Develop and maintain compliance frameworks and methodologies, including customer risk scoring (CARS) and high-risk country assessments
- Contribute to risk assessments and the New Product Approval Process (NPAP)
- Identify and evaluate financial crime risks, propose mitigation measures and remediation plans, and engage relevant stakeholders
- Provide advisory support to business units on complex AML/CFT/CFP and sanctions matters
- Validate and improve tools and systems used in AML/CFT/CFP and sanctions compliance
- Conduct monitoring and control activities within ML/TF and sanctions risk areas
- Deliver training, guidance and awareness-raising across the organization
- Drive process improvements and lead or participate in related projects
- Represent Luminor in collaboration with regulators and industry associations
Requirements
- In-depth knowledge of Baltic and EU AML/CFT/CFP and sanctions regulations
- Minimum 3 years of experience in compliance within the financial sector, audit, regulatory bodies, or similar
- Higher education in law, economics, finance, or a related field
- Familiarity with banking processes and financial sector operations
- Strong analytical and strategic mindset, with the ability to take ownership, work independently, and deliver results
- Excellent organizational skills with a detail-oriented and proactive approach
- Fluency in spoken and written English and at least one Baltic language due to working on a Pan-Baltic and local scope
- Professional certificates such as CAMS, CGSS, ICA will be considered as an advantage
Benefits
- Flexibility. Flexible working hours, remote work and possibility to work from anywhere in EU, Iceland, Switzerland and UK (in total 90 days per year)
- International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
- More vacation. Additional week of vacation available to all employees who have been in the company for 1 year or more
- Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
- Paid leave. We are proud of our employees who are participating in military trainings. Therefore, Luminor offers 30 fully paid calendar days for military trainings every year
- Health benefits. A competitive benefits package in addition to your salary that includes health insurance after first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without doctor note needed
- Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
- Professional growth. Internal and external training programs, workshops, conferences, online training etc.
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