Hybrid Senior Manager – Digital Assets Risk

at Lloyds Banking Group

• Job title: Senior Manager – Digital Assets Risk
• Job type: Full Time
• Experience level: Senior
• Salary: £85,493 - £100,580 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Edinburgh, United Kingdom

About the role

• Senior Manager overseeing Digital Assets Risk for Lloyds Banking Group. Providing independent oversight and expert guidance on regulatory compliance and risk management.

Responsibilities

• Provide independent oversight across the Group’s Digital Asset developments, including tokenised deposits, stablecoins, digital wallets, and wider blockchain propositions.
• Act as a subject matter expert on associated regulatory requirements, staying ahead of new developments and industry best practice.
• Use this knowledge to support regulatory applications and advise on evolving compliance requirements.
• Build relationships with colleagues and understand their operations.
• Help them to identify and assess risks relating to Digital Assets and support them in the design and evaluation of the respective controls.
• Support the adoption of the Group’s new Payments and Transaction Execution Risk Policy, help the business to embed it and provide timely and insightful oversight - all in line with the Operational Risk framework.
• Advocate for customers through concise, commercially sensitive advice to business areas on policy interpretation and regulations, utilising deep business expertise to co-create fantastic compliant solutions for customers and the Group working closely with the business.
• Act as an operational risk specialist and represent the organisation, building relationships with external partners; in particular regulators and other governing bodies.
• Champion continuous review and enhancement of risk policies & appetite through the identification & assessment of emerging & growing risks.
• Ensure policies and appetite reflect new opportunities or threats.
• Contribute to the coordination of core Operational Risk processes, including scenario and loss analysis, and coordinate input into key regulatory submissions and external disclosures (e.g. ICAAP).
• Develop and operate tools and systems enabling Business Units/Functions to consistently identify risks and evaluate the robustness of respective controls.

Requirements

• Strong operational risk expertise, with experience of Digital Assets and associated technologies.
• An understanding of relevant regulation and industry standards, with experience of translating complex requirements into practical guidance that supports the implementation of compliant solutions.
• Excellent communication and influencing skills, with experience of working in an inclusive style where everyone can be themselves.
• Experience in preparing concise reports for senior level audiences, with clarity and precision.
• A data driven approach to everything you do and a keen interest to maximise the potential of AI in driving productivity and reimagining work.
• Growth mindset and commitment to everyday innovation.
• Record of delivering results and an awareness of the importance of documentary evidence for key decisions.

Benefits

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies