Hybrid Credit Data Analyst

Posted last week

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About the role

  • Credit Data Analyst role transforming lending data into actionable insights at a fintech company. Collaborating with cross-functional teams for effective credit decision-making and portfolio performance.

Responsibilities

  • Analyse & Interpret: Perform ad hoc analysis on lending portfolio performance, customer behaviour, credit risk drivers, and product outcomes.
  • Build & Report: Design, build, and maintain management dashboards, recurring performance reports, and KPI tracking to support day-to-day and strategic decision-making.
  • Cohort & Valuation Analysis: Conduct cohort analysis to inform valuation, product development, and credit strategy, helping the business understand performance over time.
  • Identify Risks & Opportunities: Proactively identify trends, emerging risks, and growth opportunities using data-driven insights and clear analytical reasoning.
  • Support Strategic Decisions: Deliver deep-dive analysis for strategic initiatives, presenting findings clearly and concisely to senior stakeholders.
  • Collaborate Cross-Functionally: Work closely with decision science, underwriting, finance, product, and commercial teams to translate analytical insights into concrete business actions.
  • Compliance: Ensure all analysis and reporting aligns with internal standards and regulatory requirements, including FCA and CONC guidelines.

Requirements

  • Strong technical expertise in SQL and Python
  • Experience within UK consumer lending, fintech, or broader financial services
  • Proven ability to conduct cohort analysis and support valuation or financial modelling for strategic decision-making
  • Solid understanding of credit portfolio KPIs, risk metrics, and lending performance drivers across the credit lifecycle
  • Hands-on experience with credit bureau data and internal credit performance datasets
  • Skilled at translating complex data into actionable insights for senior stakeholders

Benefits

  • Health insurance
  • Flexible work arrangements
  • Professional development opportunities

Job title

Credit Data Analyst

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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