Hybrid Full Stack Engineer – Credit Compass

at iwoca

• Job title: Full Stack Engineer – Credit Compass
• Job type: Full Time
• Experience level: Junior
• Salary: £60,000 - £80,000 per year
• Degree requirement: Bachelor's Degree
• Tech skills: Django, Python, React, TypeScript
• Location requirements: Hybrid, London, United Kingdom

About the role

• Full Stack Engineer developing high-performing experiences and services for small businesses to improve their credit health at iwoca. Collaborating with cross-functional teams to create user-centric solutions.

Responsibilities

• Build and ship user-facing features on our roadmap – such as Monitoring, Cashflow Analysis and Spend Benchmarking – that make Credit Compass a habit, not a one-off tool.
• Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca.
• Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn.
• Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow.
• Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance.
• Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention.
• Contribute to squad rituals – from planning and estimation to retros – sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments).
• Write clean, well-tested code in Python/Django and TypeScript/React, and take part in code reviews to keep quality high across the codebase.
• Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team.

Requirements

• Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript.
• Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints.
• Confidence working with data-rich products – for example, querying relational databases and integrating third-party APIs.
• Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions.
• A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data.
• Bonus:
• Experience building dashboards, analytics tools, or other products that help users understand and act on data.
• Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus).
• A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience.

Benefits

• Flexible working hours.
• Medical insurance from Vitality, including discounted gym membership.
• A private GP service (separate from Vitality) for you, your partner, and your dependents.
• 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
• A one-month, fully paid sabbatical after four years.
• Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
• 3% Pension contributions on total earnings.
• An employee equity incentive scheme.
• Generous parental leave and a nursery tax benefit scheme to help you save money.
• Electric car scheme and cycle to work scheme.
• Two company retreats a year: we’ve been to France, Italy, Spain, and further afield.
• A learning and development budget for everyone.
• Company-wide talks with internal and external speakers.
• Access to learning platforms like Treehouse