Senior Financial Analyst providing financial insight and analysis to support decision - making at One NZ. Focused on budgeting, forecasting, and performance management across Technology and AI & Business Services.
HB
Hybrid Business Banking Underwriter IV – Practice Finance
Posted last month
About the role
- Business Banking Underwriter IV evaluating and underwriting healthcare loan applications for business banking. Responsibilities include ensuring compliance with lending policies and providing mentorship to other underwriters.
Responsibilities
- Responsible for the evaluation and underwriting of Business Banking Healthcare/SBA/USDA loan applications to determine credit worthiness and compliance to Huntington lending and SBA/USDA policies.
- Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
- Documents the detail and requirements of loan decisions, including conditions to close.
- Effectively communicates and acts as a liaison to internal customers to resolve business lending issues.
- Completes decisions in a timely manner.
- Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards.
- Provides coaching and guidance to bankers in the field regarding sound lending practices and managing credit risk.
- Must be capable of working independently on larger, complex credit requests.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements.
- Provides management team with mentorship support for other underwriters or credit analysts within designated group.
- Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
- Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
- Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Requirements
- Bachelor's Degree
- Minimum 7 years of experience analyzing and underwriting loans for business/commercial clients.
- Experience with SBA or other government guaranteed loan programs
- Formal credit training preferred.
- Excellent customer service skills, highly motivated, focused and goal oriented
- Excellent written and verbal communication skills, including professional grammar and demeanor
- Strong organizational skills with attention to detail, planning and follow-up
- Ability to build and expand quality internal and external customer relationships.
Benefits
- health insurance coverage
- wellness program
- life and disability insurance
- retirement savings plan
- paid leave programs
- paid holidays
- paid time off (PTO)
Job title
Job type
Experience level
Salary
Degree requirement
Location requirements
Operations Finance Business Partner supporting financial reporting in the Operations business. Collaborating with production leaders to drive efficiencies and manage costs at the Distribution Centre
Financial Accountant at Scania responsible for inventory and sales processes. Collaborating with multiple departments to ensure accurate reporting and improving financial operations.
Financial Representative Senior at Scania Finance managing commercial service portfolios and client relations. Focused on financial services and client negotiations in Medellín, Colombia.
Finance Manager producing accurate weekly and monthly management accounts for Nutmeg's warehouse and transport contracts in Leeds and Brighouse. Supporting operational teams with financial insight and decision - making.
Finance Manager producing accurate financial reports and insights for Nutmeg's Leeds and Brighouse locations. Collaborating with operational teams for informed decision - making and continuous improvement.
Assistant Finance Manager at logistics company in Leeds. Managing financial operations and supporting multi - site Finance Manager in a dynamic environment.
Assistant Finance Manager in retail logistics managing a team and supporting financial operations for client ASOS. Involved in reporting, reconciliations, and stakeholder collaboration.
Group FP&A Accountant providing insightful financial reporting and analysis at Severn Trent Water. Supporting financial processes and collaborating with the Business Partnering team.
SAP Senior/Lead Consultant consulting on SAP Financials projects, focusing on S/4HANA implementation and customer - specific enhancements while mentoring junior professionals.