Hybrid Credit Risk Analyst – Provisions

Posted last month

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About the role

  • Credit Risk Analyst developing and monitoring provisioning models under IFRS 9 standards. Working within a team to provide insightful analysis of portfolio performance across multiple countries.

Responsibilities

  • Support the development, monitoring, and enhancement of IFRS 9 models (PD, LGD, ECL)
  • Perform quantitative analyses to assess provision adequacy and trends across portfolios
  • Analyze portfolio performance across multiple countries and product segments
  • Identify drivers of changes in provisions and communicate analytical findings clearly
  • Extract, transform, and validate data from large-scale databases (SQL/Excel)
  • Prepare monthly and quarterly provisioning reports with commentary on key movements
  • Work closely with Finance, Risk, and Modelling teams to ensure consistency in model inputs, assumptions, and outputs
  • Maintain transparent documentation of methodology, assumptions, and governance related to IFRS 9 provisions

Requirements

  • Master’s degree in a quantitative field (Mathematics, Statistics, Economics, Finance, or related)
  • Minimum 2 years of professional experience in credit risk or financial provisioning
  • Solid understanding of IFRS 9 provisioning concepts (PD, LGD, ECL) and model governance
  • Strong analytical and problem-solving skills with great attention to detail
  • Hands-on experience with SQL (querying and transforming large datasets) and Excel (advanced formulas, pivot tables, data visualization)
  • Experience with R or Python for statistical analysis and Power BI for dashboards is an advantage
  • Fluent in English, both written and spoken, for effective collaboration across countries

Benefits

  • Flexible work arrangements
  • Professional development opportunities

Job title

Credit Risk Analyst – Provisions

Job type

Experience level

JuniorMid level

Salary

Not specified

Degree requirement

Postgraduate Degree

Tech skills

Location requirements

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