Hybrid Credit Solutions Advisor – Private Banking

Posted 16 hours ago

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About the role

  • Credit specialist advising on tailored financing solutions for private banking clients in Zurich. Responsibilities include risk assessment and credit transaction management.

Responsibilities

  • Analyse and develop tailored financing solutions for international private banking clients
  • Evaluate both standard and complex/unusual loans
  • Assess loan applications for mortgages and Lombard loans
  • Process approval documentation and authorize loan agreements
  • Advise Relationship Managers on credit structuring and credit solutions, including unit‑linked insurance products
  • Independently handle and execute complex credit transactions
  • Present credit risk exposures to senior management, perform viability/affordability analyses and other due‑diligence reviews
  • Analyse loan collateral, including portfolio analysis, approval and review of loan‑to‑value ratios
  • Ensure compliance with regulatory requirements
  • Maintain legal documentation and prepare bespoke documentation when required, in cooperation with Legal & Compliance
  • Regularly review mortgages, property valuations and registration procedures
  • Set up credit monitoring tools and perform regular monitoring, oversight and control of credit risk, including margin management and enforcement of relevant policies.

Requirements

  • Degree or professional qualification in banking or finance
  • Knowledge of a bank’s mortgage and Lombard lending businesses
  • Ability to understand clients’ commercial and credit situations
  • Analytical mindset
  • Critical and independent risk assessment skills
  • Ability to defend credit standards robustly while remaining solution‑oriented and entrepreneurial
  • Ability to work accurately under tight deadlines and to high quality standards
  • Ability to multitask
  • Strong IT aptitude and advanced proficiency with MS Office, especially Excel and PowerPoint
  • Excellent communication and interpersonal skills
  • Fluent in German (C1/C2) and English

Benefits

  • Flexible working hours

Job title

Credit Solutions Advisor – Private Banking

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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