Credit Risk Analyst at Castle Trust Bank contributing to credit risk strategy and monitoring consumer lending. Collaborating across teams to enhance risk decision systems and data capabilities.
Responsibilities
Contribute to the credit risk approach and risk decision systems for Omni Capital
Monitor consumer lending, ensuring credit risk, affordability, and fraud strategies operate within the agreed risk appetite
Use advanced analytics and modelling to shape credit risk strategy and policy
Produce insightful analysis and reports, develop effective MI
Work closely with Technology and Data teams to enhance data capabilities
Support specification, implementation, and testing of credit risk strategy changes
Collaborate with operational teams to deliver a robust and effective approach
Requirements
Degree in a numerical/quantitative or finance subject/discipline – minimum 2:1 classification
Some demonstrable work experience in Credit Risk
Strong communication skills with the capability to influence a range of business stakeholders
Full right to work in the UK without the requirement for visa sponsorship
Proven experience in credit risk, with the ability to analyse, interpret, and review data and ideas
Ability to spot trends, outliers & anomalies in data and reports
Demonstrable experience in using Microsoft Office products, specifically including Microsoft Excel
Advantageous: experience in management information and commonly used risk metrics
Proficiency in programming languages such as SQL and Python
Experience with Microsoft Power BI and the Databricks platform, expertise in data aggregation, manipulation, and utilisation
Benefits
annual performance related bonus (up to 10% of base salary)
contributory pension scheme through Hargreaves Lansdown
life assurance
25 days annual leave (plus bank holidays on top)
option to buy/sell up to 5 additional days (terms apply)
extra day paid annual leave for volunteers
private healthcare through Equipsme
access to BHFS Rise EAP to support health and wellbeing
IT Infrastructure Analyst managing support requests (remote or in - person) and ensuring service quality at CCEE. Collaborating with internal users and maintaining technology infrastructure.
Senior System Analyst providing hands - on technical expertise on a team supporting core applications and IT infrastructure. Collaborating with vendors and leading complex issue resolutions in IT.
Technology Service Desk Analyst ensuring seamless incident resolution for The Works. Proactively resolving issues, logging incidents, and contributing to a knowledge base for effective support.
Senior Analyst managing digital media strategies for Cia. Tradicional de Comércio. Leading campaigns and analyzing performance across platforms to enhance marketing outcomes.
Senior Conflicts Analyst providing advanced support in conflict operations for a leading international law firm. Reporting to the Conflicts Manager and handling conflict quality control.
Senior Illustrations Analyst working with internal stakeholders and external vendors for illustration solutions. Focused on improving processes and leveraging technology in financial services.
Analista de Tesouraria Sênior no Grupo Ultra, responsável por processos financeiros e gestão de caixa. Impulsionando eficiência e transparência nas operações financeiras com foco em resultados.
Analista de Tesouraria Pleno managing financial operations at UltraCSC+ for Grupo Ultra. Focusing on cash flow management and ensuring compliance with internal policies and regulations.
PIPO Analyst leveraging supply planning reports for efficient supply chain management on a 12 - month fixed term contract. Collaborates with various teams for effective decision - making.
Support for real estate fund managers with qualitative and quantitative analyses. Ensuring compliance and creating reports for steering portfolios and presentations.