About the role

  • Vice President Credit Quality Assurance Officer evaluating credit underwriting and portfolio management quality at SMBC. Collaborating with stakeholders to enhance policies, procedures, and guidelines.

Responsibilities

  • Participate in end‑to‑end QA testing and discuss observations with QA team members and Front Office partners to ensure alignment.
  • Conduct continuous monitoring of credit portfolios as part of preventative testing and Operational Efficiency & Sustainability (OES) initiatives.
  • Develop and apply tailored review questionnaires based on credit product type and relevant risk drivers.
  • Ensure credit underwriting complies with internal policies, procedures, guidelines, and expectations from the Third Line of Defense (Credit Review) and regulatory bodies.
  • Consolidate QA results and provide structured feedback to underwriters and portfolio managers.
  • Track and monitor corrective action plans addressing systemic or recurring deficiencies.

Requirements

  • Bachelor’s degree with minimum 7 years of experience in wholesale credit risk or related fields.
  • Strong knowledge of wholesale credit analysis and credit risk assessment.
  • Effective analytical and communication skills.
  • Familiarity with credit review processes preferred.
  • Foundational understanding of wholesale credit products.
  • Strong organizational skills and proficiency in Microsoft Office applications.
  • Ability to work independently and collaboratively within a team.
  • High attention to detail with the ability to maintain awareness of broader risk themes.
  • Ability to identify, evaluate, and escalate emerging risks.
  • Strong decision-making and complex-issue resolution skills.
  • Willingness to learn and adopt SMBC’s proprietary systems and tools.
  • Interest in applying Artificial Intelligence (AI) tools to enhance processes.
  • Demonstrated intent to grow a career within financial services.
  • Constructive, solutions-oriented mindset.
  • Experience with the banking regulatory environment is welcome.

Benefits

  • Competitive portfolio of benefits

Job title

Quality Assurance – Vice President

Job type

Experience level

Lead

Salary

$225,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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