Onsite Senior Manager, Commercial Credit Review

Posted 3 hours ago

Apply now

About the role

  • Senior Manager providing independent assessment of credit quality and emerging risks at Capital One. Leading testing and reviews within commercial portfolios across various sectors.

Responsibilities

  • Completing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings
  • Analyzing portfolio composition to identify trends and risks and provide an opinion on portfolio quality
  • Participating in or leading Targeted Reviews to assess key risks in a given portfolio or across portfolios
  • Identifying gaps in credit policy, credit processes, and credit risk rating models
  • Identifying key and emerging risks
  • Effectively communicating results to executive level management, regulators and other key stakeholders
  • Building and maintaining effective working relationships across all three lines of defense
  • Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.
  • Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.
  • May be asked to develop and execute against monitoring plans
  • May be asked to assist in or lead the completion of quarterly Business Assessment Reports
  • May be asked to lead special projects

Requirements

  • Bachelor’s degree or Military experience
  • At least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory)
  • Prior experience with Commercial Real Estate lending, including Structured Finance, Unitranche, and Debt Fund products
  • Master’s degree
  • Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA)
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders; strong written and verbal communication skills
  • Excellent credit analysis and financial analysis skills
  • Strong organizational skills
  • Ability to manage multiple complex tasks while delivering high quality results
  • Leadership experience and strong leadership skills
  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
  • Ability to navigate across a large organization and work with cross-functional teams.

Benefits

  • Comprehensive, competitive, and inclusive set of health, financial and other benefits supporting total well-being.

Job title

Senior Manager, Commercial Credit Review

Job type

Experience level

Senior

Salary

$182,500 - $249,900 per year

Degree requirement

Bachelor's Degree

Location requirements

Report this job

See something inaccurate? Let us know and we'll update the listing.

Report job