Hybrid Senior Financial Statements Analyst

Posted 2 months ago

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About the role

  • Senior Analyst at AVITA responsible for analyzing financial statements and liquidity indicators. Collaborating with underwriters and creating technical reports in a hybrid work model.

Responsibilities

  • Perform comprehensive analysis of financial statements (Balance Sheet, Income Statement, Cash Flow Statement) and indicators of liquidity, leverage, and profitability.
  • Prepare technical reports with concise, objective insights.
  • Support the Onboarding and Relationship teams in interpreting financial statements and preparing credit justifications for insurers.
  • Work in partnership with insurers, responding to inquiries with data and technical clarity.
  • Stay up to date on credit analysis criteria and pricing methodologies in the surety insurance market.
  • Contribute to the team's technical development by delivering training and sharing best practices.

Requirements

  • Degree in Business Administration, Accounting, Economics, or related fields;
  • Strong command of financial statement analysis and financial ratios;
  • Solid knowledge of surety insurance and insurers' credit limit assessment criteria (preferred);
  • Ability to prepare technical opinions and financial reports;
  • Advanced Excel skills and familiarity with BI tools (Power BI);
  • Working knowledge of Brazilian accounting standards (CPCs) and financial statement structuring;
  • Knowledge of financial analysis automation (AI, scripting, etc.) is a plus;
  • Critical, inquisitive thinking grounded in technical knowledge;
  • Clear communication, especially when explaining complex analyses;
  • Systemic thinking, connecting financial data to the strategic context of both the client and the insurer;
  • Consultative, solution-oriented approach.

Benefits

  • SulAmérica health insurance at no cost to you. If you wish to include dependents/children, AVITA also contributes to part of the monthly premium;
  • Porto Saúde dental care at no cost to the employee;
  • Cuid@r telemedicine app for quick and convenient access to health and wellness;
  • Gympass to keep body and mind active;
  • Flexible meal allowance tailored to your needs;
  • Commuter benefit or parking — you choose what works best;
  • Exclusive discounts on Itaú financial products;
  • Partnership with Sesc for leisure and cultural activities;
  • Exclusive partnership with Nivea and Eucerin for special skin care benefits;
  • Salary platform, a hub of multiple benefits designed for you;
  • Day off during your birthday month — because your day should be special;
  • Flexible working hours to balance personal and professional life;
  • On-site or hybrid work model, as preferred.

Job title

Senior Financial Statements Analyst

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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