Hybrid Senior Counsel – Commercial Card, Merchant and Digital

at TD

• Job title: Senior Counsel – Commercial Card, Merchant and Digital
• Job type: Full Time
• Experience level: Senior
• Salary: $160,000 - $264,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Mount Laurel, United States

About the role

• Providing industry-leading legal counsel across TD's business segments, focusing on Commercial Banking products and services. Supporting transactions and managing legal risks for operational effectiveness.

Responsibilities

• TD Legal is a team dedicated to providing industry-leading advice and counsel to all TD business segments and corporate functions.
• The CP&S Legal Team supports Corporate Products & Services within the Commercial Bank at TD Bank, advancing business transaction banking, including deposits, payments and cards, treasury management, merchant services and commercial digital platforms for small business, commercial and government customers.
• As business counsel, we enable their business strategies while managing legal risks presented in day-to-day operations.
• The team works closely with senior leadership, product managers, relationship managers and sales officers, vendor management, compliance and risk partners, and operations and retail teams throughout the bank.
• Our legal support includes creating and updating product and service terms; supporting customer contracts and negotiations, account opening processes and channels, customer escalations, and issue remediation; reviewing processes, procedures, communications, and marketing materials; and sourcing legal advice from other teams internal to TD Legal and external law firms as needed.
• May manage paralegal and administrative staff, assigning responsibilities and evaluating results.
• Provides leadership, coaching, counseling and guidance to staff.
• Supervises external counsel providing advice or other legal services of the Company.
• Works closely with General Counsel, department attorneys and external legal counsel on specific legal issues related to the Company's business.
• Gives practical support and assistance to contemporaries, junior attorneys and staff.
• Volunteers expert advice and experience.
• Verifies the information has been understood.
• Serves in one or more permanent or ad hoc practice groups or cross-practice teams of attorneys and staff.
• Assists in the management of expenditures for external counsel.
• Advises lines of business on best practices that help minimize legal and litigation risk.
• May assist General Counsel in developing and managing departmental budget for both internal and external legal spend.
• Anticipates client needs.
• Deals with complex legal issues.
• Clearly delivers difficult messages without jeopardizing client relationships.
• Gives pragmatic legal opinions with reasons and rationale.
• Provides advice in ambiguous situations; identifies and prevents future legal risks.
• Identifies and takes action on future opportunities.
• Resolves most situations where conflicts arise between the needs and desires of specific business units and the interests of the Company without requiring intervention of more senior attorneys.
• Demonstrates highest professional ethical and behavioral standards and complies with all applicable Bar Rules and Codes of Professional Responsibility, and corporate ethical and behavioral standards.
• Participates in special projects and performs additional duties as required.

Requirements

• Bachelors degree required
• J.D. from an Accredited Law School required
• 10+ Years of related experience
• Strong knowledge of at least one area of law relating to banking/financial services operations and issues
• Integrity and high moral standards
• Strong negotiation and conflict resolution skills
• Strong legal and analysis skills
• Detail oriented
• Must be able to apply legal knowledge to the business
• Ability to exercise sound judgment
• Strong interpersonal skills
• Excellent oral and written communication skills
• Strong teamwork and client skills
• Highly motivated
• Ability to provide difficult, complex and unwelcomed legal advice credibly and convincingly to management
• Strong technology aptitude including proficiency with standard office software and ability to learn and apply new technologies in work environment
• Capacity to understand current and emerging technologies in the industry and how they affect business objectives
• Ability to identify problems and barriers, and effectively implement solutions to advance business strategy
• Operates with creativity and innovation; seeks different perspectives and new ideas
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities
• Understands the value of knowledge management, builds and supports systems and tools that efficiently connect people to the knowledge they need to do their job.

Benefits

• health and well-being benefits
• savings and retirement programs
• paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• banking benefits and discounts
• career development
• reward and recognition.