Portfolio Analytics & Strategy Specialist analyzing financial data at PNC to improve lending decisions and manage risks. Collaborating with various teams to deliver complex business performance analytics.
Responsibilities
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes
Responsible for running complex business performance, risk and operational analytics
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products
Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions
Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance
Establishes baselines for strategies and tracks actual performance to expectations
Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk
Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight
Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies
Designs / enhances standard reporting suites for regular product / portfolio reviews
Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite
Requirements
5+ years of industry-relevant experience
Strong Analytic Mindset and Data Skills
Proficiency with SQL, Python and R
Math, statistics, and quantitative analysis background
Prior banking experience and/or prior anti-fraud experience, especially with digital transaction products (ACH, Wire Transfer, ETC)
Benefits
medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
8 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service
Job title
Portfolio Analytics & Strategy Specialist – Monitoring, SQL, Python, R
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