MS
Morgan StanleyPrivate Credit, Underwriting, Analyst/Associate
Vice President role involving due diligence and financial modeling at Morgan Stanley. Collaborating with teams to assist in credit investment activities for diverse portfolios.
About the role
- Underwriting new or renewal business under 2000 lives for group employee benefits product lines
- Apply standard underwriting principles and procedures to evaluate, rate, and negotiate price on new business
- Evaluate, price and propose rate and strategy on small to mid-market Dental, Vision, Life, Optional Life, STD or LTD business within stated authority limits
- Perform underwriting functions associated with manual and experience rating
- Analyze information on industry, past claim history, financial conditions and other criteria
- Evaluate, price and recommend proposal terms and strategy on business outside stated authority limits
- Manage assigned workload to meet internal productivity and time service standards as well as field office priorities
- Understand and articulate sales region specific strategies and trends to drive sales and renewal results
- Effectively communicate decisions or additional requirements and rating results to the assigned offices
- Resource for other underwriters and the field
- Participate in special projects as business needs require
Requirements
- BA/BS degree preferred
- 2 - 4 years group insurance experience
- Some underwriting experience preferred
- Proficiency in Excel
- Above average math aptitude
- Exceptional customer service skills
- Strong interpersonal and written/verbal communication skills
- Ability to effectively negotiate/be persuasive
- Highly organized with ability to manage multiple tasks
- Demonstrated strong analytical and problem solving skills
- Ability to work independently as well as in a team environment
Benefits
- Generous vacation and sick time
- Market-leading paid family, parental and adoption leave
- Medical coverage
- Company paid life and AD&D insurance
- Disability programs
- Partially paid sabbatical program
- 401(k) employer match
- Stock purchase options
- Employer-funded retirement account
- Flexible, inclusive and collaborative work environment.
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