Employee Benefits Underwriting Consultant responsible for underwriting new or renewal business under 2000 lives. Evaluating and negotiating group employee benefits product lines in a hybrid environment.
Responsibilities
Underwriting new or renewal business under 2000 lives for group employee benefits product lines
Apply standard underwriting principles and procedures to evaluate, rate, and negotiate price on new business
Evaluate, price and propose rate and strategy on small to mid-market Dental, Vision, Life, Optional Life, STD or LTD business within stated authority limits
Perform underwriting functions associated with manual and experience rating
Analyze information on industry, past claim history, financial conditions and other criteria
Evaluate, price and recommend proposal terms and strategy on business outside stated authority limits
Manage assigned workload to meet internal productivity and time service standards as well as field office priorities
Understand and articulate sales region specific strategies and trends to drive sales and renewal results
Effectively communicate decisions or additional requirements and rating results to the assigned offices
Resource for other underwriters and the field
Participate in special projects as business needs require
Requirements
BA/BS degree preferred
2 - 4 years group insurance experience
Some underwriting experience preferred
Proficiency in Excel
Above average math aptitude
Exceptional customer service skills
Strong interpersonal and written/verbal communication skills
Ability to effectively negotiate/be persuasive
Highly organized with ability to manage multiple tasks
Demonstrated strong analytical and problem solving skills
Ability to work independently as well as in a team environment
Benefits
Generous vacation and sick time
Market-leading paid family, parental and adoption leave
Medical coverage
Company paid life and AD&D insurance
Disability programs
Partially paid sabbatical program
401(k) employer match
Stock purchase options
Employer-funded retirement account
Flexible, inclusive and collaborative work environment.
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