Review financial statements, projection models, project cash flow models and all other relevant financial and non-financial data to develop a concise focused analytical foundation for a credit decision.
Gather and analyze financial and business information to determine credit worthiness for loans and credit products, including the identification and analysis of business models, industry, cash flow, capitalization, sensitivity and risks & mitigants.
Conduct ongoing portfolio maintenance, including covenant compliance monitoring, spreading financials, risk ratings and quarterly risk reviews.
Assist in the analysis and preparation for new deals.
Conduct research using numerous resources available, distilling key themes and conclusions into concise summary form for presentation purposes.
Manage periodic fundings for transactions in your assigned portfolio and prepare tear sheets for risk reviews for your assigned portfolio.
Participate in due diligence meetings. Performs other duties as assigned.
Requirements
Bachelor’s degree in Finance, Accounting or Economics
5+ years of progressive experience in commercial credit analysis and/or portfolio management.
High level of professionalism.
Highly motivated with desire and ability to excel in a team or individual work environment.
Proficiency using Microsoft Word and Excel.
Strong written and verbal communication skills.
Formal credit training program a plus.
Experience with Financial Modeling considered a plus.
Finance Manager overseeing financial analysis and reporting at Elevance Health. Responsible for cost and budget management within the Government Business Division.
Intern participating in Retail Banking Summer Program focused on financial wellness solutions. Gaining practical experience in banking activities, service delivery, and relationship management.
Pediatrics Grants Financial Analyst ensuring compliance during the project life cycle at Washington University. Supporting faculty and staff throughout proposal preparation and fund management activities.
Financial ERP Business Lead overseeing SAP S/4HANA Financials solutions within banking. Leading teams and driving process improvements with a focus on compliance and effectiveness.
Graduate role in Investment Operations rotating between various teams at Netwealth. Gain exposure to financial markets and enhance technical knowledge in a collaborative environment.
Transfers Case Handler responsible for processing pensions transfers and customer queries at interactive investor. Opportunity to develop a career within a market leading company.
Area Manager overseeing finance and accounting processes for insurance clients. Reviewing local GAAP journals and managing month - end close cycles for multiple countries.
Oracle Functional Financial Consultant conducting workshops and configuring Oracle Fusion Financial modules. Collaborating with teams to resolve functional issues and create documentation for system integration.
Team Lead Finance at Netlight leading the Munich - based Finance team. Overseeing financial reporting, compliance, and process optimization in a dynamic work environment.
Finance Assistant handling escrow administration and assist in accounts management at techUK. Responsible for maintaining financial records and supporting the Finance Team with financial operations.