About the role

AML Specialist at Enfuce focusing on transaction monitoring and compliance to prevent financial crime. Collaborating with stakeholders while maintaining regulatory adherence and improving processes.

Responsibilities

Conduct daily transaction monitoring using platforms such as ARIC, reviewing alerts and investigating potential suspicious activity.
Triage and manage caseloads efficiently to prioritise high-risk alerts and minimise backlogs.
Identify and escalate internally to the MLRO where transactions appear suspicious.
Assess customer activity (historical and current) to build a holistic view of transactional behaviors and risk profiles.
Ensure transaction monitoring rules are bespoke and relevant to each customer programme, supporting ongoing tuning and optimization.
Maintain meticulous records of investigations, alerts, and decisions to ensure full auditability and compliance with record-keeping requirements.
Stay ahead of financial crime trends, regulatory developments, and best practices, translating them into actionable improvements.
Participate in AML program analysis and reviews to identify areas for improvement and enhance overall compliance performance.
Collaborate with internal stakeholders and clients to strengthen AML processes and frameworks, leveraging data insights where relevant.
Ensure confidentiality and integrity in handling AML-related cases and investigations.
Mentor and guide colleagues in AML practices.
Contribute to the design and improvement of transaction monitoring rules and policies.

Proven experience in AML, transaction monitoring, or financial crime prevention within fintechs, neobanks, or larger banks.
Strong knowledge of EU and/or UK AML/CTF regulations and guidelines; awareness of international frameworks (FATF, EU directives).
Familiarity with AML monitoring systems (e.g., ARIC) and digital tools for analyzing transaction data.
Strong analytical and investigative skills with the ability to interpret large datasets and apply risk-based approaches.
High level of integrity, professionalism, and ethical judgment in compliance matters.
Excellent communication skills, both written and verbal, for reporting and stakeholder collaboration.
Ability to manage multiple cases efficiently and prioritize high-risk tasks.
Continuous learning mindset, with commitment to staying informed about regulatory changes and industry developments.
Team-oriented mindset, promoting compliance awareness and fostering cross-departmental collaboration.

Fair pay and employee stock option
Flexible Paid Time Off: We offer a flexible paid time off policy, providing up to 5 weeks of annual vacation days and paid family leave (subject to country regulations).
Regular Fun With Your Team: To spend other than work-related time with your teammates, you get a team activity budget for three quarters a year. The fourth quarter is reserved for a company-wide event.
Individual Learning Budget: You get a yearly learning budget to use for courses and other relevant learning opportunities that help you develop your skills.