Hybrid Credit Risk Analytics Manager II – Loss Forecasting

at USAA

• Job title: Credit Risk Analytics Manager II – Loss Forecasting
• Job type: Full Time
• Experience level: Junior, Mid level
• Salary: $77,120 - $147,390 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, San Antonio, United States

About the role

• Credit Risk Analytics Manager II supporting execution and maintenance of analytical models for USAA. Collaborating with senior team members in risk assessments while working in a flexible environment.

Responsibilities

• Applies analytical skills to assess risks and opportunities for a Bank consumer portfolio and translates results into recommendations.
• Effectively develops analytical concepts in support of key stakeholders to deliver on bank risk strategies.
• Conducts quantitative analysis utilizing extensive internal and external data sources.
• Develops qualitative analysis to support departmental decision making.
• Researches credit, product, and/or risk proposals and utilizes critical thinking skills to provide analysis ensuring strong portfolio performance outcomes.
• Builds and/or maintains effective risk management frameworks which can identify, measure, or mitigate risk.
• Develops and maintains comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Requirements

• Bachelor’s degree; OR 4 years of related experience may be substituted in lieu of degree
• 2 years experience in an analytical field or focused on risk management execution, analytics or risk assessments; OR an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, analytics and risk assessments.
• Experience communicating analytical insights to various stakeholders.
• Ability to apply critical thinking skills with various data to problem solve effectively.
• Basic understanding of data, code, or reporting tools.

Benefits

• comprehensive medical, dental and vision plans
• 401(k)
• pension
• life insurance
• parental benefits
• adoption assistance
• paid time off program with paid holidays plus 16 paid volunteer hours
• various wellness programs
• career path planning and continuing education