About the role

  • Underwriting Specialist analyzing complex Guarantee Insurance risks for a major insurance company in Brazil. Collaborating with brokers and commercial areas for risk evaluations and contract analysis.

Responsibilities

  • Analyze and underwrite complex Surety (Guarantee) insurance risks (construction projects, infrastructure, large contracts)
  • Prepare large-risk quotations aligned with technical and commercial guidelines and authorization limits
  • Conduct detailed analysis of contracts, legal proceedings and risk documents to determine acceptance or declination
  • Serve as the technical reference for the Surety product, supporting analysts and standardizing underwriting practices
  • Support the Commercial area and brokers by providing technical guidance on products, coverages and contractual clauses
  • Negotiate coinsurance and facultative reinsurance, including communication with reinsurers in English
  • Review risk inspection reports and technical recommendations to support underwriting decisions
  • Attend external meetings, broker/client visits and occasional business travel throughout the year
  • Monitor the technical and commercial performance of the portfolio, producing periodic analyses and reports.

Requirements

  • Bachelor's degree in Engineering, Law, Business Administration, Economics or related fields
  • Strong experience in Surety (Guarantee) Insurance, preferably at an insurance company
  • Proven experience analyzing structured and complex surety risks
  • Experience working with brokers, including client servicing and technical negotiations
  • Intermediate English for communication with reinsurers in facultative transactions
  • Availability for visits and travel to partner brokers

Benefits

  • Health insurance
  • Dental insurance
  • Pharmacy assistance
  • Health center with a multidisciplinary team of doctors, physiotherapists, speech therapists and nurses
  • Gympass
  • Workplace exercise sessions
  • Quick massage
  • Meal allowance (meal voucher)
  • Food allowance (grocery voucher)
  • Annual 13th food allowance
  • Pregnancy program
  • Baby kit
  • Childcare/Nanny allowance
  • Social worker support
  • Life insurance
  • Funeral assistance
  • Commuter allowance with special discount
  • Private pension plan
  • Insurance products at special rates
  • Tokia Indica discount platform
  • Birthday day off
  • Tenure-based days off
  • Educational support
  • Corporate university content
  • Recognition programs
  • Internal recruitment
  • Highly attractive profit-sharing (PLR)

Job title

Underwriting Specialist, Surety

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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