Hybrid Credit Risk Analyst Mid/Senior – Focus on Statistical Modeling

Posted 4 hours ago

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About the role

  • Modeling Analyst focused on credit risk modeling at Sicredi. Develop and maintain PD, EAD, LGD loss models while collaborating with business areas.

Responsibilities

  • Develop, maintain, and monitor credit risk models focused on expected loss (PD, EAD, LGD)
  • Actively collaborate with business areas, ensuring analytical solutions are integrated with credit strategies and Sicredi's objectives
  • Continuously monitor model performance and recommend enhancements
  • Work with large volumes of structured and unstructured data
  • Perform data analyses to support strategic decision-making
  • Foster and promote a risk-aware culture across the cooperatives
  • Communicate clearly and provide technical support to internal stakeholders.

Requirements

  • Proven experience in credit risk modeling, preferably with expected loss models (PD, EAD, LGD)
  • Advanced knowledge of statistical modeling techniques (regressions, decision trees, ML techniques, etc.)
  • Strong analytical skills and sharp logical reasoning
  • Experience with programming languages (SAS, R, Python, SQL, or others)
  • Ability to communicate technical results clearly and concisely to non-expert audiences
  • Proficiency in Microsoft Office (Word, PowerPoint, and especially Excel)
  • Preferred qualifications:
  • Knowledge or practical experience with IFRS 9–related modeling and provisioning
  • Experience in the financial sector or credit cooperatives
  • Experience with complex data environments.

Benefits

  • Fixed 14th and 15th salaries
  • Profit-sharing / performance-based bonuses (depending on seniority)
  • Health and dental plans without co-pay
  • Wellbeing programs through Wellhub (formerly Gympass): nutrition, psychology, occupational health, massages, running group, and local gym
  • Food and meal vouchers with flexible allocation between cards (no co-pay)
  • Extended maternity and paternity leave
  • Childcare or nanny assistance for children up to 6 years and 11 months
  • Support for children with disabilities, no age limit
  • Life insurance
  • Private pension plan up to 8% of salary
  • Training platform – Sicredi Aprende, offering a variety of courses
  • 40-hour workweek – using a time-bank system (flexible hours accumulation)
  • Telework allowance (except for fully on-site positions)

Job title

Credit Risk Analyst Mid/Senior – Focus on Statistical Modeling

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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