Data Scientist at Shift building complex models for credit risk and fraud. Collaborating with teams to innovate financial solutions for Australian SMEs.
Responsibilities
Develop and validate models for Credit risk (PD, LGD, EAD), provisioning (AASB/IFRS9), servicing, fraud and profitability using traditional ML, Bayesian modelling, and neural networks
Advanced data wrangling, working with complex and unstructured datasets
Contribute to model evaluation, monitoring and governance for internal and regulatory stakeholders
Take models from development to deployment in production using ML engineering tools
Optimise credit strategy through modelling, automation, and performance insights
Research new modelling methodologies and challenge the status quo to drive innovation
Work with diverse data sources (e.g. bank statements, credit bureaux, OCR) and ensure data integrity
Share your knowledge through team discussions, workshops and informal peer sessions
Collaborate with business and technology teams to align data science with business goals
Requirements
Demonstrated experience coding in Python and SQL
Solid quantitative background – you’re comfortable with stats, modelling, and problem solving
Experience building statistical models including data wrangling, feature engineering, and model evaluation.
Experience in Databricks, PySpark, or similar clustered computing environments
Experience deploying ML models using MLFlow or other ML engineering tools in production
Excellent communication skills – you can explain complex models to non-technical teams
Ability to manage projects, define scopes, and deliver aligned outcomes
Collaborative mindset with curiosity and a passion for learning
Commercial or financial services background
Master’s or PhD in a quantitative discipline (Stats, Maths, CS, Engineering, etc.)
Benefits
Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business.
Be involved – come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy.
Flexible working environment – we’re headquartered in North Sydney with state-based workplaces and offer a flexible work policy.
Family support – industry leading 26 weeks paid parental leave.
Purpose built spaces within our office – designed for collaboration, brainstorming, socialising, and focused work.
Range of benefits supporting your physical, psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities.
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