Hybrid Collections Strategy Director, Purchase Finance – Home Improvement Financing

Posted 4 hours ago

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About the role

  • Collections Strategy Director at LendingClub transforming access to credit through digital marketplace solutions. Leading collections strategy and team performance to enhance member financial journeys.

Responsibilities

  • Drive Portfolio Performance
  • Own collections strategy across the full lifecycle, from early-stage delinquency through recovery
  • Monitor portfolio trends, identify risks, and turn insights into strategies that improve loss, recovery, and member outcomes
  • Build early warning indicators to proactively manage credit performance in a changing macro environment
  • Design and implement digital-first collections strategies that support members and improve resolution outcomes
  • Develop tailored approaches for new and evolving products
  • Improve self-service, multichannel engagement, and personalization
  • Lead testing and experimentation to continuously improve collections performance
  • Advance segmentation, decisioning, and treatment strategies using analytics and behavioral insights
  • Work closely with Credit Risk, Product, Operations, Marketing, Finance, and Technology to align on strategy
  • Partner with Compliance and Legal to ensure strategies meet regulatory expectations
  • Lead and develop a high-performing Collections Strategy & Analytics team
  • Define reporting, analytics, and performance management frameworks
  • Enhance hardship and relief programs to better support members

Requirements

  • 10+ years of experience in analytics, credit risk, or collections strategy within financial services or fintech
  • Strong experience in consumer lending, ideally in purchase finance, point-of-sale lending, or home improvement loans
  • Proven track record of building data-driven collections strategies that improve performance and customer experience
  • Hands-on experience with SQL, Python or R, and BI tools such as Tableau or Qlik
  • Experience with testing, segmentation, and portfolio analytics at scale
  • Deep understanding of the credit lifecycle, collections strategies, and recovery optimization
  • Experience building and leading high-performing teams
  • Bachelor’s degree in a related field; or equivalent work experience

Benefits

  • Medical, dental and vision plans for employees and their families
  • 401(k) match
  • Health and wellness programs
  • Flexible time off policies for salaried employees
  • Up to 16 weeks paid parental leave

Job title

Collections Strategy Director, Purchase Finance – Home Improvement Financing

Job type

Experience level

Lead

Salary

$182,000 - $215,000 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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