Analyst within Credit Risk Management team identifying credit segmentation opportunities using statistical methods. Collaborating with teams to enhance credit decision process and policies.
About the role
- The Senior Data Scientist will oversee projects and modelling exercises which deliver cutting-edge data assets and predictive models that feed into Hastings’ market-leading pricing activities.
- Taking the technical lead in projects that create and maintain analytical tools to support our technical models.
- Develop best in-class models to predict claims outcomes, fraud and other KPIs.
- Engineer powerful new rating factors to be deployed into our rating algorithms as well as understanding their impact and value.
- Identify, analyse and monetise new data sources.
- Manage and mentor more junior members of the Technical Pricing team.
- Ensure robustness of models across both traditional and non-traditional model types.
Requirements
- Experience undertaking Predictive Modelling – including the use of GBMs – in a General Insurance pricing environment.
- Experience in the creation and development of models in Python, using the main Data Science libraries
- Keen interest in emerging ML techniques and the opportunities that these present for insurance companies
- Experience in the delivery of large model reviews – from initial modelling to implementation.
- Strong Structured Query Language (SQL) coding skills and being comfortable with data manipulation.
- Stakeholder management and communication skills with the ability to present technical ideas to a non-technical audience.
- Experience in a Personal Lines pricing team (motor or home) is desirable.
- Experience with using GitHub for version control and as a code collaboration tool is a plus.
- Eagerness to work cross-functionally with Data Engineers, Data Scientists, Actuaries and Risk Pricing Analysts.
- Experience of the application of non-traditional techniques to pricing is a plus.
Benefits
- Flexible working – we champion a flexible hybrid working approach
- Competitive bonus scheme - all colleagues are eligible for our annual 4Cs performance bonus
- Physical wellbeing – Hastings pay for you to receive private medical Insurance (also known as PMI)
- Financial wellbeing – providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%
- Mental wellbeing programme – we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team
- 27 days annual leave + bank holidays, with the option to buy or sell one of your weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year
Job title
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