Onsite Credit Products Specialist II – Sponsor Finance

Posted 3 hours ago

Apply now

About the role

  • Managing complex commercial credit transactions and underwriting while mentoring junior staff at Flagstar Bank in New York.

Responsibilities

  • Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures within the assigned specialized vertical or region.
  • Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
  • Partner with sales in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
  • Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
  • Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture.
  • Identifies and raises to leadership improvement areas in credit processes and procedures
  • Uses independent judgement and discretion to make decisions regarding assigned portfolio
  • Analyzes and resolves problems pertaining to the assigned portfolio.

Requirements

  • Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 10+ years of equivalent experience
  • Minimum experience required: 4+ Years in commercial credit analysis, underwriting, or portfolio management
  • 4+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
  • Advanced financial modeling and risk assessment expertise.
  • Strong negotiation skills and ability to collaborate with clients.
  • Experience structuring complex loan transactions.
  • Ability to analyze macroeconomic trends and their impact on credit risk.

Benefits

  • medical, dental, vision, life, and disability insurance
  • comprehensive leave program

Job title

Credit Products Specialist II – Sponsor Finance

Job type

Experience level

Mid levelSenior

Salary

$104,198 - $169,816 per year

Degree requirement

Bachelor's Degree

Location requirements

Report this job

See something inaccurate? Let us know and we'll update the listing.

Report job