Hybrid Field Insurance Inspector

at EXL

• Job title: Field Insurance Inspector
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: $23 - $25 per hour
• Degree requirement: High School Diploma
• Location requirements: Hybrid, San Mateo, United States

About the role

• Field Insurance Inspector conducting surveys for high value homes and commercial businesses at EXL. Analyzing risk and replacement costs, ensuring high-quality inspections in the San Francisco area.

Responsibilities

• Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
• Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
• Determine square footage of the home through detailed measurements or by replicating available building plans
• Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
• Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
• Complete a detailed survey report write-up, including narrative assessments
• Conduct underwriting surveys and loss control assessments on commercial businesses
• Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
• Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
• Document all hazards observed for underwriting, and make recommendations for risk improvement.
• Complete a detailed survey report write-up, including narrative assessment

Requirements

• High-degree of professionalism and emotional intelligence
• Strong analytical skills and resourcefulness
• Solid aptitude for risk assessment and replacement cost
• Excellent written and oral communications
• Proficiency with computer equipment and software
• Ability to manage multiple projects at once, and handle time sensitive urgencies
• Willingness to travel
• High Value Survey or Commercial Survey experience appreciated

Benefits

• 17 days paid vacation, plus 10 paid holidays
• Competitive pay and benefits, including paid sick leave
• Superb training program
• Work from home when not in the field
• Career advancement opportunities
• Tuition Reimbursement Program
• Excellent culture and team
• $2,250 Joining Bonus!