Hybrid Field Insurance Inspector

Posted 4 weeks ago

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About the role

  • Field Insurance Inspector conducting surveys for high value homes and commercial businesses at EXL. Analyzing risk and replacement costs, ensuring high-quality inspections in the San Francisco area.

Responsibilities

  • Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
  • Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
  • Determine square footage of the home through detailed measurements or by replicating available building plans
  • Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
  • Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
  • Complete a detailed survey report write-up, including narrative assessments
  • Conduct underwriting surveys and loss control assessments on commercial businesses
  • Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
  • Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
  • Document all hazards observed for underwriting, and make recommendations for risk improvement.
  • Complete a detailed survey report write-up, including narrative assessment

Requirements

  • High-degree of professionalism and emotional intelligence
  • Strong analytical skills and resourcefulness
  • Solid aptitude for risk assessment and replacement cost
  • Excellent written and oral communications
  • Proficiency with computer equipment and software
  • Ability to manage multiple projects at once, and handle time sensitive urgencies
  • Willingness to travel
  • High Value Survey or Commercial Survey experience appreciated

Benefits

  • 17 days paid vacation, plus 10 paid holidays
  • Competitive pay and benefits, including paid sick leave
  • Superb training program
  • Work from home when not in the field
  • Career advancement opportunities
  • Tuition Reimbursement Program
  • Excellent culture and team
  • $2,250 Joining Bonus!

Job title

Field Insurance Inspector

Job type

Experience level

Mid levelSenior

Salary

$23 - $25 per hour

Degree requirement

High School Diploma

Location requirements

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