Underwriting Analyst driving growth and profitability in motor insurance with a focus on risk management and data insights. Engaging in end-to-end underwriting as part of a small expert team.
Responsibilities
Engage in end-to-end underwriting working alongside a small, expert team of pricing and underwriting professionals.
Shape the portfolio through risk selection, product development, fraud management and monitoring.
Drive business growth and increase profitability, whilst ensuring excellent outcomes for our customers.
Drive growth by expanding footprint with a test-and-learn mindset, ensuring initiatives are delivered profitably and responsibly.
Implement strong performance monitoring frameworks and drive continuous improvement.
Define and adhere to a clear, well-structured risk appetite across all underwriting activities.
Enhance and maintain strong counter-fraud controls to safeguard portfolio integrity.
Collaborate and share best practices within the Motor Underwriting community and Darwin team.
Requirements
Commercially driven mindset – you're motivated by delivering tangible business value through smart, data-led decisions.
Technical proficiency – skilled in tools such as Python, SQL, Tableau, or similar, with the ability to extract insights from complex datasets.
Regulatory & compliance knowledge – good understanding of regulatory and compliance in personal lines insurance.
Customer focus – you understand the impact of underwriting decisions on customers and can proactively offer mitigating actions.
Team player - ability to work with Engineering, Data and Pricing teams on proposing, testing and assessing complex changes.
Effective communicator – confident presenting ideas and insights to senior stakeholders across the business.
Insurance industry knowledge - background in personal lines underwriting, ideally with motor insurance experience.
Benefits
9% employer contributed pension
50% off home, motor and pet insurance plus Green Flag breakdown cover
Additional optional Health and Dental insurance
Up to 10% AIP Bonus
EV car scheme allows all colleagues to lease a brand-new electric or plug-in hybrid car in a tax efficient way.
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