About the role

  • Underwriting Analyst driving growth and profitability in motor insurance with a focus on risk management and data insights. Engaging in end-to-end underwriting as part of a small expert team.

Responsibilities

  • Engage in end-to-end underwriting working alongside a small, expert team of pricing and underwriting professionals.
  • Shape the portfolio through risk selection, product development, fraud management and monitoring.
  • Drive business growth and increase profitability, whilst ensuring excellent outcomes for our customers.
  • Drive growth by expanding footprint with a test-and-learn mindset, ensuring initiatives are delivered profitably and responsibly.
  • Implement strong performance monitoring frameworks and drive continuous improvement.
  • Define and adhere to a clear, well-structured risk appetite across all underwriting activities.
  • Enhance and maintain strong counter-fraud controls to safeguard portfolio integrity.
  • Collaborate and share best practices within the Motor Underwriting community and Darwin team.

Requirements

  • Commercially driven mindset – you're motivated by delivering tangible business value through smart, data-led decisions.
  • Technical proficiency – skilled in tools such as Python, SQL, Tableau, or similar, with the ability to extract insights from complex datasets.
  • Regulatory & compliance knowledge – good understanding of regulatory and compliance in personal lines insurance.
  • Customer focus – you understand the impact of underwriting decisions on customers and can proactively offer mitigating actions.
  • Team player - ability to work with Engineering, Data and Pricing teams on proposing, testing and assessing complex changes.
  • Effective communicator – confident presenting ideas and insights to senior stakeholders across the business.
  • Insurance industry knowledge - background in personal lines underwriting, ideally with motor insurance experience.

Benefits

  • 9% employer contributed pension
  • 50% off home, motor and pet insurance plus Green Flag breakdown cover
  • Additional optional Health and Dental insurance
  • Up to 10% AIP Bonus
  • EV car scheme allows all colleagues to lease a brand-new electric or plug-in hybrid car in a tax efficient way.
  • Generous holidays
  • Buy as you earn share scheme
  • Employee discounts and cashback
  • Plus, many more

Job title

Underwriting Analyst

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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